Epsilon Systems Solutions – California simnsa

Welcome to the 2026
Plan Year!

During New Hire Enrollment, you’ll have the chance to select from a variety of offerings for you and your dependents, each of which is intended to boost your health and wellbeing. Be sure to make your benefit elections in Paylocity during your New Hire Enrollment Period. To view your benefits on Bswift click ‘Access Your Benefits’ below to log in to Paylocity.

Plan Topics

Review your plan topics by clicking each button.

SIMNSA Eligibility

The SIMNSA Plan is available to employees who live or work near the U.S.–Mexico border and choose to receive care through the SIMNSA network. Per SIMNSA, as a Mexican HMO licensed in California, members are required to be listed as Mexican Nationals.

Mexican Nationals

A Mexican National is broadly defined as:

  • A person born in Mexico
  • A person born in another country to a Mexican father, mother, or both
  • A foreigner who marries a Mexican citizen and resides in Mexico
  • A foreigner who becomes naturalized in Mexico

SIMNSA Medical Plan

This HMO plan provides comprehensive medical coverage through the SIMNSA provider network in Mexico and is ideal for employees who prefer to receive care in Tijuana or the surrounding area.

$0 Deductible HMO

SIMNSA Network

This plan offers a $0 individual and family deductible. With this plan, you will pay less in monthly premiums and only in-network providers in Mexico are covered. Emergency care is covered in the U.S. and Mexico. Must meet eligibility requirements to enroll in this plan.

Pharmacy Benefits

When you’re enrolled in the SIMNSA plan, you have access to prescriptions through a SIMNSA clinic at $15 copay per fill, including insulin.

TRICARE Supplements from Selman

TRICARE Supplement Insurance helps reduce out‑of‑pocket costs by covering expenses left after your primary TRICARE plan pays. It wraps around TRICARE Prime, Select, or Retired Reserve coverage and helps pay deductibles, copays, cost shares, and certain excess charges.

Key Highlights

  • No pre‑existing condition limitations and guaranteed issue
  • Uses the same doctors and pharmacies as TRICARE
  • Covers remaining eligible costs after TRICARE, up to the catastrophic cap

Eligible Members

  • Military retirees
  • Retired reservists
  • Spouses and dependents under age 26 who meet TRICARE eligibility requirements

SIMNSA Member Resources

  • Download the SIMNSA Mobile App for self-service

  • Access your digital SIMNSA ID card through the mobile app anytime, anywhere

  • Telemedicine for non-emergency needs from the comfort of home

  • Preventive care like immunizations and annual physicals are covered at no cost

Accessing SIMNSA Services

Login at simnsa.com or call SIMNSA Member Services at 1-800-424-4652 for self-service or guided help finding providers, scheduling appointment, or accessing urgent care.

  • Urgent Care: In-network sites in the U.S. are available for quick, easy access to urgent care

  • Emergency Care: If you require emergency care, call 911 or go to the nearest hospital

The words Dental & Vision with a blue pair of glasses and a blue toothbrush in the background.

Sun Life – Dental PPO Plan

With the Dental PPO Plan through Sun Life, you have the flexibility to see any dentist, with greater savings when you stay in-network. Preventive services are included at no cost.

  • Oral exams and cleanings are covered 100%

  • $50 individual deductible and $150 family deductible

  • $2,000 calendar year maximum per member

  • Save the most when using in-network providers

Sun Life – Dental HMO Plan

With the Dental HMO Plan through Sun Life, you have lower payroll deductions and predictable copays. Participants must use the DHMO network.

  • Oral exams and cleanings are covered 100%

  • No deductibles, copays vary per service

  • No annual benefit maximum

  • Must be seen by an in-network provider

SIMNSA – Dental HMO Plan

With the Dental HMO Plan through SIMNSA, you have lower payroll deductions and predictable copays. Participants must use SIMNSA dental providers.

  • Oral exams and cleanings are covered 100%

  • No deductibles, copays vary per service

  • No annual benefit maximum

  • Must be seen by an in-network provider

  • Must be eligible for SIMNSA to choose this plan

Sun Life Vision Plan with the VSP Network

Epsilon Systems offers vision coverage through Sun Life with the VSP network to help you and your family maintain healthy eyes and save on the cost of exams, glasses, and contact lenses.

  • $10 copay for in-network eye exams and $25 copay for lenses every 12 months

  • $150 allowance + 20% off balance for frames every 24 months or

  • $150 allowance for contact lenses every 12 months

Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) through Igoe lets you set aside pre-tax dollars for qualified expenses. FSA funds are use it or lose it and must be spent by the end of the year calendar year.

  • Healthcare FSA – covers eligible medical, dental, and vision expenses (available only with HMO or PPO plan enrollment).

  • Dependent Care FSA – covers eligible expenses like daycare (available to all employees regardless of medical plan).

  • Questions? Call 800-633-8818, option 1

Life and AD&D

Life and AD&D insurance provides financial protection by offering benefits in the event of death or dismemberment. Basic Life and AD&D is paid by your employer and includes 1x your annual salary up to a maximum of $150,000. You may also purchase additional Voluntary Life and AD&D insurance for you and your dependents.

Disability

Disability insurance provides financial protection by offering benefits in the event of an inability to work due to injury or illness.

To supplement your California-provided Short-Term Disability (STD), Epsilon offers Voluntary STD through Sun Life. It covers 20% of your weekly earnings up to $700.

Basic Long-Term Disability (LTD) covers 60% of your monthly earnings up to $6,000 per month and is 100% paid by Epsilon. You have the option to supplement your coverage with Buy-Up LTD which covers 66.67% of your monthly earnings up to $10,000.

Voluntary Benefits

Employee-paid voluntary benefits are available to provide extra financial protection and peace of mind when unexpected events occur. These benefits are paid directly to you by Sun Life and you can use the money however you see fit. Each voluntary plan offers an annual $50 Wellness Screening benefit, access the form below to learn more.

Accident Insurance

Voluntary Accident Insurance provides cash benefits in the event you suffer a covered accident like fractures, burns, or emergency room visits. You can enroll yourself and your dependents in this coverage.

Hospital Indemnity Insurance

Voluntary Hospital Indemnity Insurance provides cash benefits in the event you have a hospital stay. You can choose between the Low and High plans with varying benefit amounts.

Critical Illness Insurance

Voluntary Critical Illness Insurance provides cash benefits in the event you are diagnosed with a covered illness like heart attack, stroke, or organ failure. You can choose specific coverage amounts for yourself and your dependents.